Durex Launches Campaign To Curb Rising HIV Cases In The Country

Globally, the incidence of new transmissions of the Human Immunodeficiency Virus (HIV) has slowed down. In the Philippines, however, official data from the Joint United Nations Programme on HIV/AIDS (UNAIDS) show that there has been a 174 percent increase in HIV cases since 2010.

“There is an urgent and pressing need to curb the infection. While the rest of the world has decreasing rates, we are going the opposite way. This is something that is very alarming,” said Karol Canlas, Brand Manager of Durex Philippines.

With its rising HIV numbers, the Philippines is of special interest to Durex. The world’s leading condom brand launched its Always Come Prepared campaign that amplifies the message of protecting one’s self from the threat of HIV and other sexually-transmitted diseases (STDs).

The campaign, which uses a quirky visual of a toy soldier using a condom as a parachute, wants to bring the conversation of the HIV threat into a more understandable level and easy to digest way for the general public, particularly the young adults.

The numbers tell a grim picture of the situation in the country—an estimated 12,000 new cases reported in 2017, with an estimated 61,000 to 76,000 Filipinos living with HIV.

“Contrary to the global rate of new HIV cases, which has been decreasing by 18 percent, the Philippines sings a different tune. There is a need to ring the alarm bells, to bring the conversation of HIV to more Filipinos in a more understandable way,” said Dr. Louie Ocampo, Country Director of UNAIDS in the Philippines.

The Always Come Prepared campaign will also banner the trio of Boys Night Out – Sam YG, Toni Tony, and Slick Rick as campaign advocates, HIV-testing advocacy group Love Yourself, and UNAIDS.

Despite the alarming numbers, condom use is still relatively low in the Philippines. Condoms are still the only known effective method of preventing the transmission of HIV and other STDs aside from abstaining.

Where Are You In Your Financial Journey?

Flexibility is great. Especially in money matters. You get to go your own way, pave your own path, and do what works for you (and shun what doesn’t!). But too much of a good thing could be bad. So in order to take full advantage of the gift of flexibility, you need a little structure and some timeline. Take the quiz below to know where you are financially, so you can plan, protect, and proceed with your best life ever! 

1.       Where are you now in your career?
a.       Starting out and getting experience/training
b.      Seeking promotion or changing jobs to enhance career
c.       Preparing for retirement

2.       How much are you making now?
a.       Your spending is still greater than your income
b.      You regularly receive pay rises and salary increases
c.       Your expenses have gone down and savings have started to build up.

3.       What are your biggest expenses?
a.       Mortgage, car loans, and credit card debt
b.      Utility expenses, children’s allowances, tuition fees
c.       Retirement fund, medical expenses, real property taxes

4.       What’s your current financial goal?
a.       Travel abroad and pay off credit card debt
b.      Save for children’s college education and buy your own home 
c.       Build your retirement fund and beat estate tax

5.       What does a financially secure future mean to you?
a.       Earn enough to do and buy what you want
b.      Live comfortably (whims included!) with your family amidst house repairs and tuition fees
c.       Have enough assets to live comfortably and still leave something to your heirs

6.       What are you doing to make that future happen?
a.       Saving up and developing new skills
b.      Investing and finding other streams of income
c.       Turning retirement savings and pensions into income

Mostly As: Family and career building years
You’re the cool yuppie dude or that shy girl three cubicles from the doorway. You’ve landed a good, stable career and now enjoying your life. You are either single but in a relationship or just about to start a family. Your income might not always be enough during this period, but these are mostly payment for mortgages, car loans, business loans, or credit cards. That’s alright as long as you pay your dues regularly, in full and on-time, so you’re loved ones won’t have to bear the brunt of it.
Best Advice: Spend within your means. Pay your debts on time, in full. Protect your family’s future as early as now.

Insurance plan for you: FWD Set for Tomorrow Short Term Cover, which can take care of your unpaid loans should anything happen to you.

Mostly Bs: Prime working years
You’re at the prime of your career. Your family is all settled and growing. You’re aiming for another promotion or change jobs for career growth and job opportunity. And you do all these so you can send your kids to the best colleges, provide a comfortable life for your family, and set up both an emergency fund and a retirement fund. While you’re always on the lookout for other streams of income, remember, you have to secure your own income, too. 
Best Advice: Don’t kill yourself working for your family’s future and then forget to spend time with your family now. There are ways to ensure the future without worrying today. 
Insurance plan for you: FWD Set for Tomorrow Income Protector, which protects your income during your prime working years so you can continue to support your family no matter what happens

Mostly Cs: Early retirement years
Finally, retirement! You’ve worked hard, you’ve raised your children well, and they’re now living their own lives. Now you get to enjoy the fruits of your labor. You now have the time to start an active lifestyle, travel more, volunteer, or do consultant work. Financially, you’re managing your retirement fund, preparing your will and low key checking out ways to beat estate tax.
Best Advice: The time is now to do whatever else you want to check off your bucket list.
Insurance plan for you: FWD Set for Tomorrow Estate Protector, which allows you to smoothly transfer your properties to your heirs, no headache.

Knowing how far you’ve come or how far you still need to go is a great way to put your financial goals into perspective. Because as you go through different stages in life, financial goals and needs change. Pan-Asian insurer FWD Life Insurance Philippines’ newest product, Set for Tomorrow, is there with you in every stage of your financial journey, whether you have loans to pay, kids to send to college, or properties to leave to your heirs. 

Want to know how to make your tomorrow better today? Get a quote using FWD’s Cali, http://bit.ly/SetforTomorrowCalculator or visit http://bit.ly/GetSetforTomorrow .

SSI Big Fashion Sale With Citi Credit Cardholders

Good news to all fashionistas and fashion enthusiasts! Citi, in partnership with the SSI Group Inc., will be hosting a Big Fashion Sale happening at the Glorietta Activity Center. Shop for the latest fashion trends and get up to 70% off your favorite premium fashion brands like Marks & Spencer, Gap, Samsonite and more. Plus, enjoy 0% Citi PayLite up to 6 months. SSI’s Big Fashion Sale will be exclusive to Citi credit cardholders from September 17 to 19, 2018. It will open to the public from September 20 to 24, 2018. To know more about this exciting offer, visit www.citibank.com.ph/bfs.

Kids Build Their Own Jollibee Fun City

This September, kids are in for lots of adventures and hours of playtime as they build and explore their own Jollibee Fun City, right from their homes and backyards!

The new Jolly Kiddie Meal toys feature Jollibee and Friends as they bring kids around the city where they can spend the day exploring different places and experiencing new adventures.

With Hetty, kids can go to school to discover and learn a lot of new things with their classmates. They can join Popo at the basketball court for some games while others can explore the playground with Yum.

After some afternoon fun, Jollibee can bring kids and their parents to the Jollibee store for some of their favorite langhap-sarap treats while Twirlie welcomes everyone home after spending a wonderful day in the city.

Collect all five Jollibee Fun City Jolly Kiddie Meal toys with every purchase of a Yumburger (P80), Yumburger Meal with Drink (P100), Jolly Spaghetti (P95), Jolly Spaghetti Meal with Drink (P105), 1-piece Burger Steak (P95), 1-piece Burger Steak Meal with Drink (P105), 1-piece Chickenjoy with rice (P120), or 1-piece Chickenjoy Meal with Drink (P130), each with its own Jolly Joy Box.

Hurry, get started on collecting and building your Jollibee Fun City which is available until September 30, 2018 only. Visit your nearest Jollibee branch to complete and connect all five toys to start playing.

Botanika Nature Residences Brings Generosity Of Space To Condo Living

In this increasingly crowded metropolis that we live in, freedom of space has become a rare commodity. There is, however, a unique luxury condominium development that marries ease and convenience to give city dwellers the feeling that they are in a subdivision instead of a high-rise: Botanika Nature Residences by Filigree, the new gold standard in luxury real estate today. 

Rising on a 1.55-hectare prime property within a secluded section of the progressive Filinvest City in Alabang, Botanika Nature Residences features a bioclimactic architecture from the creative minds of Architecture International and Leandro V. Locsin Partners. It is a private enclave with three mid-rise, low-density condominium buildings set on varying topography and bound together by lots of greenery.

“It is the whole idea that it is a condominium unit, but there is this village quality, the opportunity to bump into your neighbors to share space, to interact this way if you want to,” says Andy Locsin of Leandro V. Locsin Partners, Botanika’s Architect of Record.

The abundance in space is reflected in Botanika’s modern and generously-sized residential units, each with a balcony, that reinforces the feeling of exclusive village living.

Now ready for occupancy, Botanika Tower 1 has a variety of finely crafted units with a minimum of two bedrooms. All the units are designed to anticipate their future owners’ distinctive lifestyles.

The two-bedroom deluxe unit is perfect for those with varied pursuits and passions—art, travel, sports, or business. With 123 to 129 square meters of space, it can be a weekend sanctuary, a cozy and intimate pied-à-terre. The two-bedroom premier, 135 to 143 square meters, is ideal for a young couple or a new family, allowing for hours of bonding and strengthening family ties. The three-bedroom premier is best for a growing family. With up to 218 square meters of space, there is more space to enjoy. For the few who like grander accommodations, the Garden unit offers spaces from 213 to 327 square meters, while the penthouse unit is divided into spaces from 135 to 343 square meters.
Aside from the luxury of space, what sets Botanika apart is structure and location. Residents enjoy utmost exclusivity and the assurance that their view will remain unobstructed, thanks to a carefully masterplanned layout and sheltered ambiance.

“Botanika is a modern rendition of a grand stately home in a mid-rise development to let residents indulge in luxurious breathing space, a rarity today,” says Filigree head Kate Ilagan. 

To learn more about Botanika and the luxurious, green living it offers, visit www.botanika.com.ph.